When it comes to orthodontic treatment, many patients are afraid they won’t be able to take on the cost of braces. After all, unless you’ve got the money set aside to pay for braces, there’s no other option, right? Wrong! There are plenty of ways to make having straight teeth a reality, and your orthodontist can help. With various payment options, braces are now within reach for many patients, who may not have been able to afford them otherwise. Here’s what orthodontists can do to make braces more affordable.
Most orthodontists will accept most major insurance programs, but not all insurance programs cover braces, so it’s important to do a little research. Depending on your type of insurance, braces may or may not be covered, so it’s best to speak with your agent about your options. Many insurance plans offer at least partial coverage. It’s best to check with your provider to see what’s covered and how much of it is covered, then proceed from there.
Payment Plan Options
In recent years, orthodontists have adopted payment plan options to help with the cost of treatment to make braces more attainable for their patients. Many orthodontists will offer some form of payment plan to help with the cost of getting a spectacular smile, and many will offer low to no down payments, down payment match programs and low monthly payment options. Some orthodontists even offer extended payment plans to help keep payments more manageable. Payment plans can be customized to fit your budget, making braces a reality for many patients, because after all, braces shouldn’t break the bank.
There are also many discount opportunities for patients which, depending on the orthodontist, can include:
- College student
- First responder
- Multiple family member
Many of these options can help eligible patients receive a discount on their orthodontic treatment. Other eligible patients can include police, educators, clergy members and healthcare workers.
FSA and HSA Options
Flexible spending accounts and health savings accounts are also ways to pay for orthodontic treatment. Pre-tax dollars are taken out of your paycheck and can be utilized to pay for different types of medical bills, including orthodontic treatment. It’s important to do your research to find the best option for you when it comes to bringing orthodontic treatment within reach.
Making Braces More Affordable
By making braces more affordable, orthodontists are making orthodontic treatment more available. The days of only the elite being able to afford braces are over. More and more people are realizing the importance of treatment, not only for the aesthetic appeal, but also how it affects our overall health. By providing braces to those who otherwise wouldn’t be able to afford them, orthodontists across the country are changing lives one smile at a time.
Let the team at Charleston Orthodontic Specialists help bring a spectacular smile within reach. Call (843) 4-BRACES to discuss your payment options today!